What Are Code Violations?

Building code violations occur when a property doesn't meet local building, safety, or zoning standards. Common violations in Florida include:

• Unpermitted additions or renovations (rooms, garages, pools added without permits)
• Electrical code violations (outdated wiring, improper installations)
• Plumbing violations
• Structural issues that don't meet current code
• Zoning violations (using property in ways not permitted by zoning)
• HOA violations (separate from building code but still affect the sale)
• Open permits from prior work that was never closed out

What You Must Disclose

Florida law requires disclosure of known code violations and open permits. Buyers have the right to know about outstanding violations that could affect the property's value or their ability to use it as intended.

How Violations Affect Your Sale

Code violations create complications in traditional sales:

• Lenders may require violations to be resolved before approving a mortgage
• Title companies may require open permits to be closed before issuing title insurance
• Buyers may demand the seller resolve violations as a condition of sale
• Fines and liens from unresolved violations must be paid at closing

Cash Buyers and Code Violations

Cash buyers are experienced with code violation properties. They can often purchase the home as-is and handle the violation resolution themselves after closing. However, some violations — particularly those with active fines or liens — may need to be addressed before title can transfer.

Open Permits: A Common Florida Issue

Open permits are extremely common in Florida, particularly for older homes. A permit is "open" when work was done but the final inspection was never completed. Open permits can prevent title insurance from being issued. A real estate attorney or title company can advise on how to resolve them.