No Upfront Fees — Ever

A legitimate cash home buyer will never ask you to pay anything before closing. No application fees, no inspection fees, no "processing" charges. If a buyer asks for money upfront, walk away — that's a scam.

What You May Pay at Closing

Even in a cash sale, there are some standard closing costs that sellers typically pay in Florida:

• Documentary stamp taxes — Florida charges $0.70 per $100 of the sale price (paid by the seller)
• Title search and title insurance — Varies by county; in some Florida counties the seller pays for owner's title insurance
• Settlement/closing fee — Typically $300–$600
• Property tax proration — You pay taxes for the portion of the year you owned the home

Total seller closing costs in a cash sale typically run 1–2% of the sale price — far less than the 8–10% you'd pay in a traditional sale with agent commissions.

Many Cash Buyers Cover All Closing Costs

Many cash buyers — including Fora Offers — offer to cover all closing costs as part of the deal. This means you receive the full offer amount with no deductions at closing. Always confirm this in writing before signing.

No Agent Commissions

One of the biggest savings in a cash sale is eliminating agent commissions. In a traditional sale, you'd pay 5–6% of the sale price to agents — on a $300,000 home, that's $15,000–$18,000. In a direct cash sale, there are no agents and no commissions.

Red Flag: Upfront Fees

Any buyer who asks for money before closing is not a legitimate cash buyer. Report them to the Florida Attorney General's office and find a reputable buyer instead.